Insurance companies increase premiums for smokers because they have a higher risk of getting cancer or other diseases that could lead to death. It depends on how much of the specific brand of cigarette is consumed and how it is smoked. How To Pass A Nicotine Test For Health Insurance? 8 Ways Just stay focused on getting through those first three days, and then it'll get easier. 8 Tips to Pass Nicotine Test When Getting a Life Insurance Amazon Wishlists {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/c\/cd\/Pass-a-Tobacco-Test-Step-1.jpg\/v4-460px-Pass-a-Tobacco-Test-Step-1.jpg","bigUrl":"\/images\/thumb\/c\/cd\/Pass-a-Tobacco-Test-Step-1.jpg\/aid699274-v4-728px-Pass-a-Tobacco-Test-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}, Educational website from one of the world's leading hospitals, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/3\/3f\/Pass-a-Tobacco-Test-Step-5.jpg\/v4-460px-Pass-a-Tobacco-Test-Step-5.jpg","bigUrl":"\/images\/thumb\/3\/3f\/Pass-a-Tobacco-Test-Step-5.jpg\/aid699274-v4-728px-Pass-a-Tobacco-Test-Step-5.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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\n<\/p><\/div>"}, Leading academic medical center in the U.S. focused on clinical care and research, {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/9\/99\/Pass-a-Tobacco-Test-Step-7.jpg\/v4-460px-Pass-a-Tobacco-Test-Step-7.jpg","bigUrl":"\/images\/thumb\/9\/99\/Pass-a-Tobacco-Test-Step-7.jpg\/aid699274-v4-728px-Pass-a-Tobacco-Test-Step-7.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"

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